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Pipeline — Help Shape It

WanderPay

Privacy payment processing — no Plaid data brokering, no behavioral profiling from purchases.

Finance & Legal
ReplacesPlaid (data broker) / Stripe (behavioral data) / PayPal (data sharing with parent company)

About

Payment processors are surveillance infrastructure. Plaid sells transaction data to data brokers. Visa and Mastercard behavioral profiles inform credit scoring, ad targeting, and insurance risk models. WanderPay is a privacy-first payment layer built on open banking standards — connect your accounts without your transaction data being sold. For merchants in the WanderVerse ecosystem (LGBTQ+ businesses, cooperatives, HAVEN-partner vendors), WanderPay provides a payment processing option that doesn't feed the behavioral data economy. For users, it provides transaction history that stays local and isn't accessible to data brokers.

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Features

  • No Plaid data brokering: open banking connection without selling transaction data
  • Transaction data stays local: your purchase history is not a product
  • LGBTQ+ merchant network: payment processing for WanderVerse ecosystem businesses
  • WanderFund integration: spending tracking that feeds WanderFund without data broker
  • Cooperative payment model: transaction fees fund PrideFund rather than shareholder returns
  • Privacy-preserving recurring payments: subscription management without behavioral profiling
  • WanderWealth integration: investment tracking alongside spending — full financial picture
  • No behavioral profiling: your transactions inform your finances, not an advertiser's targeting
Hand-assembled

Built by supported employment workers — people with intellectual disabilities, autism, and physical disabilities — through WWP's fulfillment program. Every product ships with a Built By card. Competitive wage, never 14(c) subminimum.

Repair & refurb

Send it back. Prepaid label. Component-level repair, module upgrades, firmware updates. 7-year spare parts guarantee. Donate on return — refurbished hardware goes to shelter and community partners. GPL firmware: the device works even if WanderVerse shuts down.

No hardware subscription — ever

BMW charged $18/mo for heated seats already in your car. GM locked remote start. Eero charges for VPN on hardware that could run it free. We don't do that. You bought it, you own it — every feature works forever, no subscription required. WanderAssist ($9/mo optional) is a convenience layer, never a gate. Safety features are never paywalled.

Pro & Lux tiers — coming

Every WanderVerse hardware product will offer Pro and Lux finish tiers — premium materials and handcrafted finishes by WanderVerse Artisans: supported employment workers with artistic skills. Each Lux unit ships with a Finished By card. Lux revenue cross-subsidizes nonprofit pricing.

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