Skip to main content
WanderVerse › Products › WanderFund
In Beta

WanderFund

PrideFund tracker — Daylight Bank closed June 2025, LGBTQ+ homeownership 18% below national, Superbia CU first LGBTQ+ credit union.

Finance & Legal
ReplacesDaylight Bank (closed June 2025) / mainstream fintech (no LGBTQ+ design)

About

Daylight, the LGBTQ+-focused neobank, closed permanently on June 30, 2025, leaving thousands of users scrambling for affirming financial services with no transition plan. LGBTQ+ homeownership sits at 49% vs. 67% nationally — an 18-point gap driven by discrimination, higher student debt loads, and financial exclusion patterns. Superbia Credit Union launched in 2024 as the first federally chartered LGBTQ+-focused credit union — a significant milestone, but it serves only a fraction of those who need it. 30% of LGBTQ+ adults report cutting back on healthcare due to cost, and trans people face documented discrimination at banks, credit unions, and insurance providers. WanderFund is the financial intelligence layer that fills the Daylight gap — local-first, no cloud credential storage, built for the specific financial realities of LGBTQ+ life. Phase 3 complete with 8,919 transactions processed. Phase 4 adds budgeting and debt payoff tooling.

✦

Features

  • 8,919 transactions processed (Phase 3)
  • PrideFund savings tracker for WanderVerse ambassadors
  • PSLF eligibility + progress tracking with qualifying payment counter
  • Affirming institution finder: Superbia CU, LGBTQ+-welcoming banks + CDFIs
  • Daylight replacement: local-first financial intelligence with no data harvesting
  • LGBTQ+ homeownership gap tools: down payment planning, discrimination documentation
  • Name/marker change financial records navigation
  • Trans healthcare cost planning: HRT, surgery, legal documents budget
  • Insurance discrimination documentation and alternative coverage finder
  • Phase 4: budgeting, debt payoff optimizer, WanderFree integration

Evidence-Based Design

This product's design is grounded in peer-reviewed research and validated practice.

Full research foundation: WanderVerse Evidence Base

Hand-assembled

Built by supported employment workers — people with intellectual disabilities, autism, and physical disabilities — through WWP's fulfillment program. Every product ships with a Built By card. Competitive wage, never 14(c) subminimum.

Repair & refurb

Send it back. Prepaid label. Component-level repair, module upgrades, firmware updates. 7-year spare parts guarantee. Donate on return — refurbished hardware goes to shelter and community partners. GPL firmware: the device works even if WanderVerse shuts down.

No hardware subscription — ever

BMW charged $18/mo for heated seats already in your car. GM locked remote start. Eero charges for VPN on hardware that could run it free. We don't do that. You bought it, you own it — every feature works forever, no subscription required. WanderAssist ($9/mo optional) is a convenience layer, never a gate. Safety features are never paywalled.

Pro & Lux tiers — coming

Every WanderVerse hardware product will offer Pro and Lux finish tiers — premium materials and handcrafted finishes by WanderVerse Artisans: supported employment workers with artistic skills. Each Lux unit ships with a Finished By card. Lux revenue cross-subsidizes nonprofit pricing.

← All products WanderVerse home Founding Member Investor Waitlist